Underwriting Analyst - German Market

Sanderson Recruitment

Dublin

Leading Fintech in South Dublin are recruiting for the permanent position of Credit and Risk Analyst, focused on the German market some responsibilities may extend to the Irish & UK markets depending on department needs. The ideal candidate will have at least 1-2 years previous experience in credit analysis, risk or underwriting. Main Responsibilities. Underwriting and monitoring of businesses applying primarily for card payment facilities. Risk assessment of new and existing merchants based on analysis of merchant specific business model risk, financial profile and card acceptance / acquiring processing. Financial analysis based on business model risk, financial statements, forecasts, credit bureau data etc. Quantification of chargeback risk exposure and potential collateral / reserve requirements to mitigate risk. Verification of adherence to AML /KYC, compliance requirements, scheme rules and credit risk guidelines. Proactive monitoring of newly boarded and existing merchants (transaction monitoring and periodic credit reviews. Collaboration with sales channels and partners to advance new merchant applications. Various risk reporting, investigating and oversight tasks. Internal contact for risk management and compliance enquiries. Training of partners and merchants on risk management processes. Close cooperation and collaboration with colleagues in Europe. Personal & Professional Requirements. Relevant 3rd level degree in business / finance or equivalent. At least 1-2 years relevant experience in credit analysis, risk and/or underwriting, preferably in a regulated fintech, payment or banking entity. Thorough style with inherent business acumen, risk awareness, and curiosity. A team player with communication, negotiation and prioritisation skills to succeed within a fast paced, customer focused, effective risk team. Strong command of excel. Excellent English essential, German a distinct advantage. For more details please contact Elaine Liston in Sanderson on 0863516302 or apply online for more information.

392 days ago